Self-employed? Here’s How to Buy a House

Self-employed mortgage

Ah, self-employment… The joy and opportunity of being your own boss and setting your own hours are endless. As a self-employed person myself, I wouldn’t change it for the world. However, there is one downside that often gets pushed under the rug: buying a house when you’re self-employed is freaking hard! A lot has changed […]

The Change in Loan Limits for 2021 is a BIG Deal for Buyers. Here’s Why.

New loan limits for 2021 have recently been announced, and I’ve got some great news for hopeful Portland home buyers! Right now (it’s December of 2020), conforming loans for the Portland area is at $510,400. (It is the same for much of the U.S., but not everywhere… it is determined by county). Starting January 1, […]

Your First House Isn’t Your Forever House

There’s a good reason why it’s called a “starter home”. It is because your first house isn’t your forever house. It allows you to learn and make mistakes, and realize that life changes. You change. Your city changes, your needs change.  And that is probably why, statistically, people nowadays stay in these “starter homes” for […]

“I’m Thinking About Buying A House…”

Thinking of buying a house

When I hear someone even whisper “I’m Thinking About Buying A House…” I want to look them straight in the eyes and say, “Hold up.” If I could get my potential buyers to take one – and only one – piece of advice when it comes to buying their first home, it is literally to […]

We Need To Talk About Duplexes

DUPLEXES. Admittedly, I’m a little obsessed with them. I mean, you basically get two houses for the price of one and a half. But what I don’t think enough people even consider is throwing down on a duplex with your bestie/sibling/parent/co-worker/dog-that-inherited-millions-from-its-rich-dead-owner. There are financing options available for purchasing a duplex with a 3.5% downpayment. That’s […]